Generational Wealth Starts With Owning a Duplex!
Let Us Help You Qualify to Live in One Unit, and Rent Out the Other!
Buying a Duplex is the Smartest Thing to Do... and It's Easy!
We are a team of both real estate agents and licensed mortgage loan officers in all 50 states that specialize in helping families finance duplexes and other multi-unit properties. Living in one unit and renting out the other(s) makes it a lot easier for us to get you pre-qualified!
Five Good Reasons Why You Should Buy a Duplex:
#1 - Build Wealth Through Rental Income
#3 - Amazing Tax Benefits and Deductions
#1 - Build Wealth Through Rental Income
You can offset your mortgage by collecting rent from the other unit. In many cases, the rent covers a significant portion—or even all—of your monthly payment, helping you build equity faster and live for much less than you would in a single-family home.
#2 - Qualify for a Better Home Loan
#3 - Amazing Tax Benefits and Deductions
#1 - Build Wealth Through Rental Income
Because you’re occupying one unit, a duplex (or any 2-4 unit property) often qualifies as an “owner-occupied property.” This means that lenders will give you leniency by allowing projected rental income from the other unit to help you qualify.
#3 - Amazing Tax Benefits and Deductions
#3 - Amazing Tax Benefits and Deductions
#3 - Amazing Tax Benefits and Deductions
You can take advantage of major tax deductions—such as mortgage interest, property taxes, repairs, depreciation, and more—on the rental unit. Meanwhile, you still get some homeowner deductions for your personal unit.
#4 - Major Flexibility For the Future
#5 - House Hack Without Sacrificing Privacy
#3 - Amazing Tax Benefits and Deductions
A duplex gives you options: You can eventually rent out both units for full rental income, move a family member into the second unit, or sell it later as a cash-flowing investment property. It’s a smart way to blend personal housing needs with long-term financial goals.
#5 - House Hack Without Sacrificing Privacy
#5 - House Hack Without Sacrificing Privacy
#5 - House Hack Without Sacrificing Privacy
Unlike renting out a room in a single-family home, a duplex gives you your own fully separate living space—with your own entrance, kitchen, and bathroom—while still generating income. You keep your privacy and your peace, all while cutting living costs.
Duplexes Come In All Shapes and Sizes, New and Old!
3 Requirements to Get Started:
#1 - You Must Have a Credit Score of At Least 580
Your credit does not have to be perfect, but you must have a minimal credit score of 580 or higher. If your credit score is close to 570, we may still be able to help you.
#2 - You Should Be Willing to Live in One of the Units
If you choose not to live in the unit, we can still help you, but it's a lot easier to help you get a home loan that makes sense if you are going to be living in one of the units.
#3 - You Must Be Ready to Purchase Now
We are looking for families that are ready to purchase a duplex within the next 3 months or sooner. If you are concerned about your finances, please keep in mind that most lenders will let you use up to 75% of the projected market rent from the rental unit as additional income when calculating your Debt-to-Income (DTI) ratio.
Let Us Help You Get Pre-Approved!
In Compliance With Fair Lending Laws, We Do Not Discriminate
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info@ownaduplex.com | 614-595-6063
Dante and Kiyah Real Estate Group NMLS #: 2623737
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